Courses from Umbrella Training Academy, including Church Financial Management Training, provide general education about church financial management. They are not legal, tax, accounting, payroll or investment advice, and they do not replace advice from a qualified professional who knows your church's facts. Buying or taking a course does not create an attorney-client, accountant-client or any other professional relationship. Tax rules, payroll rules, thresholds, forms and deadlines change, and state rules differ. The course teaches you to verify current requirements with official sources and to bring in a CPA, attorney, payroll professional or other specialist when a question calls for one.